Position Ready Finance

About Us

Two Brokers.One Mission.

We built Position Ready Finance because we wished it existed when we needed it.

Our Story

Why We Built This

Hailing from the New South Wales South Coast and North Brisbane, our defence careers ultimately took us across the country - from Sydney to Darwin, Melbourne to Cairns, and across to Perth. This extensive travel gave us a comprehensive understanding of how the home loan landscape differs from state to state, and how often borrowers are directed toward the major banks without ever being shown the full range of options available to them.

We saw the same pattern repeating: capable borrowers with strong potential being funnelled into limited choices, simply because they didn't know what else was out there. For defence families especially, the complexity of frequent relocations and unique employment structures only added to the frustration.

That insight became the cornerstone of Position Ready Finance. We recognised an opportunity to offer something better - a service that combines specialised understanding with genuine care. We built this business to ensure defence families get the support they deserve, while giving all Australians access to clear, transparent guidance through the mortgage process.

Now based in Brisbane, we're proud to serve clients nationwide. Whether you're buying your first home, upgrading, or simply exploring your options, we're here to help you navigate the path forward - with honesty, clarity, and a personal touch.

Let's get you Position Ready.

Jakob serving Australia
The people behind the business
From service to broking
Justin - always mission-ready
Jakob & Justin - Navy days
Always keeping fit on deployment
Life in uniform
Deployments that shaped us
17+YEARS COMBINED NAVY SERVICE
30+LENDERS ON OUR PANEL
$0COST TO YOU - EVER
100%AUSTRALIA-WIDE SERVICE

The Team

The People Behind Your Loan

Jakob Pekolj

Co-Director · Mortgage Broker

Jakob Pekolj

I spent nine years in the Navy, then moved into fitness coaching - and both taught me the same thing: people do their best work when someone's genuinely in their corner. That's the mindset I bring to mortgage broking. I'm not here to push a product - I'm here to understand your situation, cut through the noise, and help you make a decision you feel confident about.

Outside of work, you'll find me in the surf, behind the decks, or training Muay Thai. I like challenges - physical, creative, financial. If you're ready to take the next step toward owning your home, I'm ready to help you get there.

Justin Heard

Co-Director · Mortgage Broker

Justin Heard

Eight years in the Navy gave me a foundation I draw on every single day - discipline, resilience, and a genuine commitment to the people I'm working with. After the Navy I moved into fitness, which deepened that people-first approach. Now in mortgage broking, my focus is the same: simplify the complex, cut the jargon, and make sure you walk away with a loan that actually works for your life.

When I'm not working, I'm training MMA - mostly BJJ and Muay Thai - gaming, travelling, or being thoroughly outranked by my three dogs. If you want straight answers and a broker who'll actually explain what's going on - let's talk.

Credentials

Fully Accredited & Compliant

FBAA Member

Finance Brokers Association of Australia

Credit Representative

Number: 573056

ACN: 689 046 213

ABN: 19 689 046 213

Ready to Work With Us?

Book a free 30-minute call directly with Jakob or Justin - not a call centre, not a junior broker. Just us.

Book a Free Chat