Our Services
Expert Mortgage Brokers.We Find the Loan That Fits You.
Whether you're buying your first home, refinancing, investing, or planning your retirement, we have the expertise and lender relationships to make it happen.
What We Do
We cover a full range of lending services, with specialist expertise where it counts most.
First Home Buyers
We guide you from pre-approval to settlement, navigating deposits, grants, the First Home Guarantee, and everything in between.
Learn moreRefinancing
Still on your original loan? We review your current deal, compare 35+ lenders, and move you to a better rate with minimum fuss.
Learn moreInvestment Loans
Build a property portfolio with smart lending strategy. We structure your loans to maximise borrowing capacity and tax effectiveness.
Book a ConsultationDebt Consolidation
Roll high-interest debts into your home loan and simplify your finances. We assess whether consolidation genuinely improves your position.
Book a ConsultationCommercial & SMSF
Commercial property loans and SMSF lending require specialist structuring. We find the right lender and navigate the complexity for you.
Learn moreVeterans & Defence
ADF expertise covering HPAS, posting loans, defence investor strategies, and post-service financial planning.
Learn moreSelf-Employed
ABN holder, sole trader, or company director? We know which lenders assess self-employed income most favourably and how to present your application to get you approved.
Book a ConsultationPersonal Loans
Need finance for renovations, a vehicle, medical expenses, or something else? We connect you with personal loan options suited to your situation and credit profile.
Book a ConsultationAsset Finance
Finance for vehicles, equipment, and business assets. Whether it's for personal use or commercial purposes, we structure deals across a range of lenders.
Book a ConsultationNovated Leases
A tax-effective way to finance a vehicle through your employer's salary packaging. Especially popular with ADF personnel. We simplify the process and make sure you're getting real value.
Book a ConsultationLife & Health Insurance
Protecting your income, family, and health is just as important as the loan itself. We refer you to specialist advisers for life, income protection, and health cover tailored to your needs.
Book a ConsultationConstruction Loans
Building your own home? Construction loans are structured differently to standard mortgages. We guide you through progress payments, valuations, and choosing the right lender for your build.
Book a ConsultationOur Lender Panel
Access to 35+ Lenders
We're not tied to any single bank. Our accreditation with over 30 lenders means we can find the right fit for your situation, from the big four banks to specialist non-bank lenders.
Why Use a Mortgage Broker?
Going Directly to a Bank Limits Your Options.
We Work For You, Not the Bank
A broker's job is to find the best loan for your situation, not to sell you a particular product. We're on your side of the table.
One Application, Multiple Lenders
We submit your information once and compare it across dozens of lenders simultaneously, saving you time and multiple credit enquiries.
Expert Guidance, No Jargon
We translate complex lending concepts into plain English so you understand exactly what you're signing and why.
Free to You
Our service costs you nothing. We're paid a commission by the lender only when your loan settles. There's no upfront cost.
Us vs. Going Direct to a Bank
Not Sure Where to Start?
Book an initial consultation. We'll listen to your situation and point you in the right direction, no pressure, no obligation.
Book a ConsultationClient Resource
Share Our Guide With
Someone You Know
Our one-page client guide covers everything a referred client needs to know before their first conversation with us. Clear, concise, and easy to share.
- ✓How our process works, with realistic timeframes
- ✓Every loan type we can help you with
- ✓Why clients choose us over going direct to a bank
- ✓Our referral reward program: $250 gift card on settlement
Position Ready Finance
Your Home Loan.
Done Right.
35+ Lenders · Lender-Paid · Veteran Owned
positionreadyfinance.com.au
1-page PDF · Print or share digitally
Let's Talk About Your Goals
Book an initial consultation and we'll find the right lending solution for you.